WELCOME 
 
 
 
 
Welcome to Heritage Financial Education Services (HFES).
We are a dedicated group of Financial Educators, committed to providing our clients with a nurturing environment, where they can learn how to effectively manage their personal finances and reach their financial goals. Our programs are designed to put you in the drivers’ seat, so you can take control of your money, your spending, and your financial future.
 
Heritage Financial Education Services offer unbiased, conflict-free 401k Retirement Plan Education Services and Financial Counseling Services to businesses throughout the United States.
 
HFES is an approved provider of In-Person, personal financial management instructional courses in Colorado and we are located on the website listing of the United States Trustee Program.
 
We are here to serve businesses and their employees, families, as well as individuals.
  
As a Business Leader, when productivity is declining and your employees are distracted due to employee financial stress, we can help.
When you and your family are constantly troubled with money issues, worried about mounting bills or having difficulty paying the mortgage or rent, our programs are for you. If you have more month left, at the end of your money, we will help. If you now realize that credit and debt are detrimental to your long term financial health, you should enroll in our programs now.
 
Financial Freedom and Security is available but for most, it requires knowledge and support, and ultimately, a fundamental change in your financial behaviors and spending habits and Heritage Financial Education Services will teach you and guide you every step of the way.
 
Heritage Financial Education Services' mission is to provide an interactive and enriching curriculum, financial counseling and the ongoing guidance and support needed for effective long-term positive change.
 
Let’s get started today by calling (303)755-1947.
 
Thank you,
 
Elbert Johnson
Chartered Financial Consultant
Founder and President